Key Takeaways
- Bidvest Insurance’s Legal Insurance offers legal protection including unlimited legal advice, bail assistance, divorce cover, and property transfer discounts.
- The policy has three coverage options – Essential, Comprehensive, and Elite.
- Some benefits, like legal advice, have no waiting period, while others, such as litigation cover, have waiting periods up to six months.
- The policy automatically covers you, your spouse, and up to five dependent children under 21 at no extra cost.
Introduction to Bidvest Insurance Legal Insurance Policy
Bidvest Insurance’s Legal Cover is designed to provide South Africans with affordable and accessible legal protection. Our Legal Insurance offers a safety net against the high costs of legal fees and the stress of navigating legal challenges alone. Whether you need advice on a family dispute, assistance with bail, or support during property transfers, Legal Insurance from Bidvest Insurance ensures you have expert help when you need it most.
With coverage tailored to different needs and budgets, Bidvest Insurance helps all South Africans protect their legal rights.
What Does Bidvest Legal Insurance Cover?
Bidvest Insurance’s Legal Insurance covers a wide range of legal services, including:
- Unlimited Legal Advice Line: Access professional legal advice.
- 24-hour Bail Assistance: 24-hour support if you or a family member requires bail.
- Divorce Cover: Assistance with divorce proceedings to ease the emotional and financial burden.
- Property Transfers: Discounts on transfer fees when buying or selling property.
- Mediation Services: Unlimited access to mediation to help resolve disputes without court.
- Drafting of Wills and Ante Nuptial Agreements: Legal assistance to secure your family’s future.
- Retrenchment and Tax Assistance: Support in employment and tax-related legal matters.
These services provide protection for civil, family, criminal, and labour law issues, ensuring you are covered in many common legal scenarios.
Policy Limits, Waiting Periods, and Exclusions
Bidvest Insurance offers three Legal Insurance plans – Essential, Comprehensive, and Elite – each with defined coverage limits and waiting periods:
| Benefit | Essential | Comprehensive | Elite | Waiting Period |
| Litigation Cover | R100,000 | R150,000 | R200,000 | 3 months |
| Opposed Divorce Matters | R5,000 | R10,000 | R20,000 | 6 months |
| Bail Cover | R1,500 | R2,500 | R5,000 | 1 month |
| Mediation Services | Unlimited | Unlimited | Unlimited | 1 month |
| Legal Advice/Bail Assist | Unlimited | Unlimited | Unlimited | None |
| Property Transfer Discounts | Unlimited | Unlimited | Unlimited | 1 month |
Legal Insurance exclusions are important to note and include:
- Legal issues related to business activities.
- Pre-existing legal matters or those arising during waiting periods.
- Verbal agreements without written contracts.
- Criminal charges related to alcohol or drug use.
- Matters originating outside South Africa.
- Small Claims Court matters.
- Self-motivated court applications such as eviction orders.
Understanding these limits and exclusions helps you make the most of your policy and avoid surprises.
Why Choose Bidvest Legal Insurance?
Choosing Bidvest Insurance for your Legal Cover means you benefit from affordable monthly premiums with no hidden fees, making it easy to budget for your legal protection. The policy offers legal cover that supports you through a wide range of legal challenges, including civil, family, labour, and criminal matters.
You have unlimited access to expert legal advice anytime via a dedicated legal advice line, ensuring peace of mind whenever you need it. Family coverage is also included at no extra cost.
With over 27 years of trusted service in South Africa, Bidvest Insurance is a reliable partner committed to customer care and innovation. Our Legal Insurance is designed to empower you to defend your rights without the worry of costly legal bills, providing valuable support through mediation, litigation cover, bail assistance, and more.
How to Use Your Legal Insurance Benefits
Using your Legal Insurance benefits is simple:
- Contact the Legal Advice Line at 0861 114 095 or email legalangel@bidvestinsurance.co.za for guidance.
- Access mediation services to resolve disputes without court intervention.
- Submit claims for litigation or bail assistance through Bidvest Insurance’s claims process.
- Use discounts on property transfers by informing your conveyancer of your coverage.
- Request assistance with drafting Wills or ante nuptial agreements through your policy benefits.
Always review your policy wording for specific instructions and keep your policy documents handy.
Who Can Benefit from Bidvest Legal Insurance?
Bidvest Legal Insurance is ideal for:
- Individuals and families seeking affordable legal protection.
- Homeowners and property buyers who want to save on transfer costs.
- People facing family law issues such as divorce or custody disputes.
- Employees and employers needing support with labour-related legal matters.
- Anyone wanting peace of mind knowing expert legal advice is just a call away.
You don’t need to add family members to your Legal Insurance policy. Your policy automatically covers you, your spouse, and up to five dependent children under 21 years old, making it a valuable safety net for all families.
Understanding the Claims Process
When you need to claim:
- Contact Bidvest Insurance’s legal team via phone or email.
- Provide necessary documentation, including proof of marriage, or dependence for family claims.
- Submit your claim as soon as possible after the legal issue arises.
- Follow instructions from your claims advisor to ensure smooth processing.
You can reach out via:
- Phone: Call 0861 114 095.
- Email: Send an email to legalangel@bidvestinsurance.co.za.
Bidvest Insurance aims to make claims straightforward and stress-free, supporting you every step of the way.
Common Legal Issues Covered by Bidvest Insurance
- Family disputes, including divorce and custody.
- Property transfer and related legal processes.
- Labour disputes and retrenchment issues.
- Criminal matters requiring bail assistance.
- Contractual disputes and mediation.
- Drafting of Wills and ante nuptial agreements.
These coverages ensure you have support in many of life’s unpredictable legal challenges.
Tips for Maximising Your Legal Insurance Benefits
- Familiarise yourself with your policy limits and waiting periods to plan your legal needs accordingly.
- Use the unlimited legal advice line frequently to get early guidance and avoid costly mistakes.
- Keep all relevant documents and proof handy to speed up claims.
- Utilise mediation services to resolve disputes quickly and cost-effectively.
- Review your coverage annually to ensure it still meets your needs, upgrading if necessary.
FAQs
What Does Bidvest Legal Insurance cover?
Legal Insurance from Bidvest Insurance covers unlimited legal advice, bail assistance, divorce support, property transfer discounts, mediation, litigation, and more.
How Quickly can I Access Benefits?
Legal advice is available immediately; other benefits have waiting periods ranging from 1 to 6 months, depending on the service.
Can my Family be Covered?
Yes, your spouse and up to five dependent children under 21 are covered automatically.
How do I Claim?
Contact the legal advice line or Bidvest Insurance’s claims department with your documentation to start the process.
Protect yourself and your family today with Bidvest Insurance’s Legal Insurance. Secure your legal peace of mind with trusted, affordable cover designed for South Africans. Complete the form below to get Legal Insurance from Bidvest Insurance.
