Understanding Legal Cover in South Africa
In South Africa, navigating the legal system on your own is frightening. The hefty cost of legal fees doesn’t make it any easier. That’s where Legal Cover steps in to help you navigate everything from family disputes, to employment problems, and more. Legal Cover makes legal support accessible for everyone.
Legal Insurance from Bidvest Insurance is your ticket to getting the legal help you need, without breaking the bank. Instead of paying a hefty hourly fee to a lawyer, you pay a small monthly premium, starting from only R99. You get legal assistance whenever you need it, without the scary price tag.
Finding yourself entangled in a legal matter often happens when you least expect it. Big or small, all legal matters will mean you need legal assistance. With our Legal Cover, you have instant access to a team of legal professionals you can trust. Legal Cover from Bidvest Insurance helps you navigate a wide range of legal matters, including:
- Civil matters: You’re involved in a dispute with your landlord. Legal Cover can provide the necessary legal advice and representation to resolve the issue quickly.
- Family matters: You’re facing a tricky divorce. With Legal Cover, you can access mediation services to help reach an agreement, without the stress and cost of court proceedings.
- Criminal matters: You find yourself needing bail after an unexpected incident. Legal Cover ensures that you have 24-hour access to bail assistance.
- Labour matters: You’ve been unfairly dismissed at work. Legal Cover can give you the guidance and representation you need, to ensure your rights are protected throughout the process.
The benefits of Legal Cover
Cost savings
Why pay thousands of Rands for a lawyer, when you can get coverage for just a fraction of that? With Legal Cover, you can save big bucks on legal expenses. For example, hiring a lawyer for a divorce might cost R20,000 upfront. Legal Cover can cover these costs, all for an affordable monthly premium.
Quick legal advice
Need some legal advice? All you need to do is pick up the phone, and forget about the bills. You get legal advice, without the hefty upfront costs of hiring a lawyer.
Saves you time and stress
Navigating the complex legal system is tricky and time-consuming. Legal Cover speeds up the process, connecting you with legal professionals who know the ins and outs of the law. You can save time and make things a lot less stressful for yourself if you have Legal Cover.
Expert support at your fingertips
With Legal Cover, you’re never alone in your legal journey. You have access to a team of specialists who can help you understand your legal rights and steer you through the process.
Choosing between Legal Cover and hiring a lawyer
When it comes to legal matters, the costs can skyrocket very quickly. Let’s take a look at the financial implications of hiring a lawyer versus opting for Legal Cover in South Africa.
Cost breakdown of hiring a lawyer
The costs of litigation vary widely based on several factors, including the type of legal issue, court jurisdiction, and the complexity of the case. Here’s a snapshot of what you might expect to pay for legal services:
- Senior counsel: R3,000 – R4,400 per hour.
- Junior counsel: R700 – R1,700 per hour.
- Candidate attorney: R1,000 per hour.
- Junior attorney: R1,800 per hour.
- Senior attorney: R2,800 per hour.
These rates can add up quickly, especially if your case requires multiple consultations or extended court appearances. For example, a simple consultation for legal advice from a candidate attorney could cost you around R1,000 for just one hour.
Cost-effectiveness of Legal Cover
Legal Cover gives you a more budget-friendly solution. With monthly premiums from only R99 and coverage options that can go up to R200,000 per matter, you can protect yourself from unexpected legal fees, without the stress of hourly rates.
With Legal Cover from Bidvest Insurance, you get comprehensive coverage for a wide range of legal issues, including:
- Unlimited legal advice line: Got legal questions? Our qualified advisors are here to help you out! Whether it’s about contracts, family disputes, or consumer rights, you’ll get prompt and professional advice whenever you need. It doesn’t matter how long your calls are, or how many questions you have.
- Unlimited mediation services: Skip the courtroom drama! With our Legal Cover, you can access unlimited mediation services from experienced lawyers. They’ll help you find quick and cost-effective solutions to your legal disputes.
- 24 hour bail assistance: If you ever need bail support, we’ve got your back. Our policy ensures you have legal help whenever you need it, including arranging bail and handling all the paperwork for a speedy release.
- Divorce cover: Going through a divorce can be tough. Our divorce cover benefit gives you support throughout the process, from representation in court to help with asset division and custody arrangements, ensuring your interests are protected.
- Property transfers: Buying or selling property? We’ve got discounts on transfer fees to make things easier on your wallet. Plus, we’ll assist with all the legal paperwork and ownership transfers.
- Will drafting services: Make sure your wishes are honoured with a legally sound Will. Our experts will help you draft one that meets all legal standards, giving you peace of mind about your estate management.
Whether you’re dealing with everyday legal hassles or facing a major life event, having Legal Cover can be a game-changer. Legal Cover saves you from the cost of high legal fees, gives expert support, and helps you protect your legal rights, all for a fraction of the cost of hiring a lawyer. With coverage that includes everything from legal advice and mediation, to bail assistance and even divorce cover, Legal Insurance from Bidvest Insurance has you covered every step of the way.
Don’t wait until you’re in a legal bind, get the coverage you need today! Complete the form below to get Legal Cover.
