Key Takeaways
- Scratch and Dent Insurance acts like a winter coat, shielding your car from these common hazards.
- Simple care habits like parking undercover and regular cleaning help maintain your car’s appearance.
- Together, these steps keep your car looking great and protect its value through winter.
Winter in South Africa introduces weather conditions that can easily harm your car’s exterior. Just like you wrap yourself in a warm coat to protect against the cold, your car needs its own protection against scratches, dents, and chips.
How Winter Weather Affects Your Car’s Exterior
Hailstorms: Nature’s Unpredictable Hammer
Hailstorms can also happen in winter, leaving multiple small dents across your car’s body and causing chips on your windscreen. Regions such as the Highveld are particularly prone to hail damage during the winter months. These hail dents may seem minor, but can quickly cause bigger issues if not fixed quickly.
Mud, Tar, and Debris from Wet Roads
Winter rains splash mud, tar, and gravel onto your car, which can cause scratches and damage to your paintwork. Tar buildup is especially stubborn and, if not removed properly, can easily scratch and damage your car’s paint, leading to costly repairs.
Increased Risk of Parking Lot Damage
In winter, people are often rushing to the warmth of their cars, increasing the chances of door dings, shopping trolley scratches, and minor dents. These dings and dents add up, compromising your car’s appearance and value.
Why Your Car Needs a “Winter Coat” of Scratch and Dent Insurance
Affordable Protection
Bidvest Insurance’s Scratch and Dent Insurance covers minor dents, scratches, chips, tar removal, hail damage, and even wheel rim repairs. This affordable cover allows you to repair small damages without affecting your budget.
Maintains Your Car’s Appearance and Resale Value
Small damage can quickly worsen, leading to rust and corrosion that makes your car look neglected and reduces its resale value. Scratch and Dent Insurance helps prevent this by keeping your car looking fresh and well-maintained through harsh weather conditions.
Hassle-Free Repairs When You Need Them
Repairs are quick and professional. You don’t have to disrupt your busy schedule to keep your car in top shape.
Practical Winter Car Care Tips to Complement Your Insurance
Park Under Cover Whenever Possible
Protect your car from hail and falling debris by parking in garages or under carports.
Regular Washing and Tar Removal
Clean your car frequently to remove mud, clay, and grime that can damage paint. Use gentle, car-friendly cleaning products to avoid scratches and keep your paintwork intact.
Inspect Tyres and Wheel Rims Regularly
Winter potholes and wet roads increase the risk of tyre and rim damage. Keep your tyres inflated to the recommended pressure and check rims for dents or damage regularly.
Repair Chips and Scratches
Use your Scratch and Dent Insurance to fix minor damage early before rust or corrosion sets in. Early repairs save you money and keep your car looking its best.
How Scratch and Dent Insurance Works in Winter
When damage occurs, submitting claims is easy and straightforward. Repairs are covered up to R2,500 per claim with no excess payable. Your car stays protected all winter long without worrying about extra costs.
Frequently Asked Questions
Does Scratch and Dent Insurance Cover the Replacement of Large Parts or Panels?
No, Scratch and Dent Insurance is specifically for minor cosmetic repairs. It does not cover the replacement of body panels, bumpers, or license plates
Is Scratch and Dent Insurance Suitable for all Car Makes and Models?
Yes, Bidvest Insurance’s Scratch and Dent Insurance is designed to cover minor cosmetic damage on a wide range of cars.
How Quickly can I Expect Repairs to be Completed?
Repairs are typically completed within a few days, allowing you to continue with your daily routine without interruption.
Does Scratch and Dent Insurance Cover Damage Caused by Shopping Trolleys?
Yes, it covers minor dents and scratches caused by everyday incidents such as shopping trolley bumps or accidental door dings in parking lots.
Can I use any Repairer for my Scratch and Dent Insurance claim?
To ensure quality and convenience, Bidvest Insurance works with trusted repair partners who provide professional, reliable service for all claims.
Protect Your Car This Winter with Bidvest Insurance
Give your car the winter coat it deserves with Bidvest Insurance’s Scratch and Dent Insurance. Enjoy affordable, hassle-free protection and keep your vehicle looking its best, no matter the season. Complete the form below to get Scratch and Dent Insurance from Bidvest Insurance.
